What Affects My Credit Score?

Credit is defined as a customer obtaining services or products before payment with the trust that payment will be made in the future.

Credit affords people purchasing power they would not have if they had to pay for something outright at the time of checkout. In addition, credit enables men and women to finance automobiles, buy homes or furnish those homes, contributing much to the foundation of a strong economy.

A strong credit history and score is vital to personal finance. The steps people take concerning their finances can greatly affect their credit. Identifying the behaviors that may...