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Behaviors That Can Hurt Your Credit Score


February 25, 2021


Certain behaviors can negatively affect consumers' credit scores. By learning about such behaviors and taking steps to avoid them, consumers can take a big step toward realizing their short- and long-term financial goals.

Credit plays a vital role in helping people realize their personal and financial goals. A good credit score can help people qualify for favorable home loan terms, ultimately paving the way for them to move into their dream homes. Strong credit histories also can help consumers earn perks, and young people who learn to use credit wisely can avoid potentially costly interest charges that tend to hamper many young adults' financial freedom.

Many consumers struggle with managing credit. According to FICO®, a data analytics company that developed the FICO score that many lenders use to deter...

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